The used car I purchased was $1,200 below kkb listings. They agreed to come down an additional $250 off internet price if I financed through them. In hindsight I would finance through my bank as the extended my payments through 72 months over my banks quote of 60 months. Keep in mind I did buy gap insurance during my transaction but I still feel I would have done better financing through my bank (secu) and paying the asking price.